Terms of Service

Effective Date: January 1, 2026

1. Acceptance of Terms

By accessing or using http://www.idfour.com (the “Site”) or any services provided by InterDirect USA, Ltd. dba iDfour (“iDfour,” “we,” “us,” or “our”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree, you must not use the Site or Services.

2. Services

iDfour provides data analytics, modeling, and related services (the “Services”). The specific scope of Services may be governed by separate agreements with clients.

3. Eligibility

You must be at least 18 years old and capable of forming a binding contract to use our Services.

4. User Responsibilities

  • Provide accurate and complete information
  • Use the Site and Services only for lawful purposes
  • Not interfere with or disrupt the Site or Services
  • Maintain the confidentiality of any account credentials

5. Prohibited Uses

You agree not to:

  • Use the Site for unlawful, fraudulent, or harmful activities
  • Attempt to gain unauthorized access to systems or data
  • Use automated tools (bots, scrapers) without permission
  • Reverse engineer or attempt to extract source code
  • Upload or transmit malicious code

6. Intellectual Property

All content, materials, and technologies on the Site, including but not limited to text, graphics, logos, software, and data models (collectively, “Content”), are owned by iDfour or its licensors and are protected by intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Site for informational and non-commercial purposes.

7. Proprietary Technology

iDfour retains all rights to its proprietary platforms, methodologies, and analytics systems, including but not limited to SourcePoint™ and related technologies. No rights are granted except as expressly stated.

8. User Content

If you submit content (e.g., comments, feedback), you grant iDfour a non-exclusive, worldwide, royalty-free license to use, reproduce, and display such content for business purposes.

You are responsible for ensuring that your content does not violate any laws or third-party rights.

9. Data and Privacy

Your use of the Site and Services is also governed by our Privacy Policy. Please review it to understand how we collect, use, and protect your information.

10. Third-Party Links

The Site may contain links to third-party websites. iDfour is not responsible for the content or practices of those sites.

11. Disclaimers

The Site and Services are provided on an “as is” and “as available” basis. iDfour makes no warranties, express or implied, including but not limited to:

  • Fitness for a particular purpose
  • Non-infringement
  • Accuracy or reliability of results

12. Limitation of Liability

To the fullest extent permitted by law, iDfour shall not be liable for any indirect, incidental, consequential, or punitive damages, including loss of profits, data, or business opportunities.

Our total liability for any claim shall not exceed the amount paid (if any) for the Services giving rise to the claim.

13. Indemnification

You agree to indemnify and hold harmless iDfour from any claims, damages, or expenses arising from your use of the Site or violation of these Terms.

14. Termination

We may suspend or terminate access to the Site or Services at any time, without notice, for conduct that violates these Terms or is otherwise harmful.

15. Governing Law

These Terms are governed by the laws of the State of Texas, without regard to conflict of law principles.

16. Dispute Resolution

Any disputes arising out of these Terms shall be resolved through binding arbitration in Texas, unless otherwise required by law.

17. Changes to Terms

We may update these Terms from time to time. Continued use of the Site constitutes acceptance of the updated Terms.

18. Contact Information

Email: info@idfour.com